HCCF Bond - Harbor City Capital




Harbor City discovered a high-yield, niche investment opportunity hidden in the $200 Billion internet advertising sector - providing bridge funding for high-ROI online lead generation campaigns.

These campaigns consistently generate 20%-45% ROI in 90-days or less. We provide the funding to cover the 30-90 day gap between when the campaigns generate the leads and when they get paid for the leads.

The funding is provided as a line of credit that is guaranteed by a UCC-1 filed lien against accounts receivables and purchase orders as collateral. This mitigates our risk of capital loss by providing us a secure position with guaranteed repayment, and allows us to safely earn 2-3% every 30 days for providing the campaign funding.

Harbor City Capital is scaling its campaign funding capacity via an HCCF LLC by issuing $1 Million in secured 2-year bonds that pay 1.5% each month in current interest income to bond holders with full return of principal at maturity. Our collateralized guarantee when funding the campaigns provides investors a safe way to earn 18% annual yield with monthly cashflow.

The par value of each bond is $1,000 with a minimum investment of $50,000, and is available only to accredited investors. The bonds are issued via an HCCF LLC, a special funding vehicle managed by Harbor City Capital Corp. The campaigns are executed by Harbor City Digital Ventures, Inc.


JP Maroney, CEO
JP Maroney is an American entrepreneur and investor with more than 25-years experience starting, building, buying, and selling companies in publishing, media, advertising, software, ecommerce, training, real estate, and consulting.

After more than a decade building digital-based businesses, JP Maroney founded Harbor City Capital Management, an alternative investment firm specializing in lead data arbitrage within the $200B Internet advertising sector. Since inception in 2013, the firm has generated double-digit annual returns for investors.

A recognized business growth and marketing industry leader, JP Maroney also serves as advisor or board member with several other companies. Current and past clients include: Wells Fargo, Century21, Precision AutoTune, The Maids, Metric Property Management / BlackRock, National Apartment Association, Independent Bankers Association of Texas, Texas Association of Business, Texas Credit Union League, and numerous other franchises, corporations, and trade associations.

Devaughn Dames, CFO
​Devaughn Dames' credentials include a bachelor’s degree in business (Accounting) from University of Miami, an MBA with a specialty in International Business from Keiser University, and in process of a DBA, Doctoral of Business specializing in International Business/Finance from Keiser University completing 2019. He's a strong communicator with exceptional ability in speaking to large groups, offer presentations, manage multiple projects and effectively articulate investment strategies or options to business partners and associates. He is pursuing the CFA designation.

He is a dynamic leader with a great talent for understanding, negotiations, managing people while operating multiple businesses globally. He's also aligned in the discipline of financial regulations, focusing on GAAP regulations, information technology, marketing, and financial modeling while building with a team in an environment that will encourage all to communicate in bridging the gap of making a company more efficient.

Devaughn specialty includes but not limited to Financial forecasting, Budget management, Accounting, and Planning Investment activities, Business Development, Human Resources Development, Operational Management, Financial Management, supervising bank reconciliations, fixed assets, payroll, A/P AND A/R and functions within any software application including Quickbooks.

His skill level also includes Financial Planning & Analysis Management, Project Management, Business Analysis Oral and Written Communication, Skills-Story Telling, Intuitiveness and Big Picture View, Team Management, Coaching, and Mentoring, Experience in Managed Care-Healthcare Industry, Solid knowledge of Accounting Practices and Operations

Jayson Benoit, COO

Before Jayson even graduated High School he was working within the banking industry and worked his way up from the bottom as a teller and went on to as a Data Analyst configuring the data processing for major Credit Unions across the United States.

Jayson then ventured into computer & internet programming learning the skills to be able to automate processes and streamline systems. He has created multiple offline data base system for multiple different niche markets and also created multiple SaaS solution online software programs for the marketing industry. He was one of the pioneers within the email marketing industry to start what is know as 'Solo Ad Marketing', and went on to coach others on starting online businesses and molding their Entrepreneur mindset.

Jayson bring decades of knowledge in computer programming, how to streamline systems to help save time and money, and many years of experience with online marketing. 

"When it comes to helping advertisers reach consumers and get new customers, Harbor City may have come up with the perfect formula that gets growing companies the buyer leads they want while also generating healthy gains for HC's investors." -- Entrepreneur Magazine

Elevator Pitch: Harbor City Capital via an HCCF, LLC provides funding for digital media campaigns, secured by real assets, including accounts receivables and purchase orders.

Market Size: $200 Billion

Industry: Internet Advertising / Digital Marketing Assets

Investment Opportunity: $1M

Use of Proceeds: Loans to fund digital advertising campaigns in the lead generation industry

Notable Traction

  • $164 Million demand-side customer order pipeline
  • Large, growing and accessible market opportunity
  • 20+ growth sectors penetrated
  • 20-45% margins
  • 4x+ per year turn of capital


  • Safe, passive investment with 1.5% monthly income
  • Healthy 18% per year fixed rate of return
  • Short, 2-year investment period
  • Investment principal and interest secured by collateralized real assets with UCC-1 filing
  • Top performing growth sector
  • Demand far exceeds supply and is growing
  • Recession resistant market
  • Diversification across multiple verticals

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